Being told by your Dentist that you can’t get your dental health needs taken care of because you met your insurance plan maximum can be a total bummer.
But what if I told you:
That you can bypass annual maximums, deductibles and waiting periods and get huge savings with these little-known secrets called dental discount plans plans.
In this post today I am going to go over the basics of what a dental savings plan will cover and the benefits of the plan.
What Are Dental Discount Plans?
Dental discount plans are membership based products that give you significantly reduced pricing for your dental health care maintenance. Dental discount plans cover you immediately, have no annual maximum and no paperwork.
The only downside to a dental savings plan is that you can’t choose your own dentist.
How Do Dental Discount Plans Work?
It really works like a Sam’s Club membership where you pay your annual fee, and you get reduced pricing from dentists that are part of the membership plan.
You will gain access to over 100,000 dentists to choose from in the networks, so it should be effortless to find a dentist you like, or maybe even your current dentist is in the network.
Dental savings plans work for both the Dentist and the Customer. The Dentist gets to have access to customers that need dental care, and customers get a discount for joining the network.
What Are The Benefits Of A Dental Discount Plan
Dental savings plans are packed with benefits that include:
- No Deductibles
- No Co-Pays
- No Paperwork Hassles
- No Health Restrictions
- No Waiting Periods
- No Annual Maximums Or Limits
- Savings Of up To 60% On Most Procedures
- More Than 100,000 Participating Dentists
- Pre-Existing Conditions Covered From Day-One
This list should make it pretty easy for you to see all of the benefits inside of a dental savings plan and why you probably should choose one over a dental insurance plan.
What Does A Dental Savings Plan Cover?
It would be wrong to think that because these are “savings plans” that they won’t cover you for all of the things needed for good dental health.
These plans over deliver on service and cover things such as:
- Adult Cleaning
- Routine Checkup
- Composite Filling
- Full Upper Denture
- Single Extractions
- Child Cleaning
- Four Bitewing X-Rays
- Crowns
- Molar Root Canal
- Braces
The above list is only a sample of the things that are covered with your dental savings plan, but it also gives you an excellent idea of what basic things are covered.
Dental Discount Plans vs Dental Insurance Plans
This is an age old battle; however, if you never stay around to see it to the end, we make very clear:
Who Should Buy A Dental Savings Plan
I think everyone needs a dental savings plan. Even if you have coverage through an employer, it can sometimes fall short of the coverage that you need because of its annual maximums.
If you need immediate dental coverage for a procedure or are tired of paying hefty monthly fees for insurance that won’t cover you immediately, then you need a dental savings plan.
If you have a large family, a dental savings plan can cover the whole family for one set annual fee, and everyone can share in the savings. Best of all, there are no health restrictions, so no 2 year waiting period for a root canal or extraction.
Taking Action
The best way to get a dental savings plan is online, there really is no better option. You can also click any of the buttons throughout to get the application process started.
